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Can American Students Compete? Hmmmm…..??

Posted by Larry Doyle on March 19th, 2012 9:13 AM |

Can we accept as a premise that the health of our economy is predicated on our ability to compete on the world stage?

Strikes me as a basic principle of Sense on Cents.

Stephane Garelli of IMD, a Swiss-based school which is a pioneer in the field of executive education, zeroes in on the key factors on this topic in writing on The Competitivenes of Nations: The Fundamentals. Garelli asserts,

Competitiveness is thus one of the most powerful concepts in modern economic thinking.  (more…)

Questions for President Obama: Who Is Dropping Out Along Our Economic Landscape and Why?

Posted by Larry Doyle on February 22nd, 2012 6:28 AM |

This commentary provides a wealth of details and data along with some fabulous links. I firmly believe it covers the most important issues which will determine the future health and prosperity of our nation. It is a little lengthy, and for some perhaps overly sensitive—dare I say politically incorrect—but I hope you will take the time to read, review, and comment upon it. Thanks. LD 

While there are plenty of pols in Washington and elsewhere who would like to paint a picture of a land divided along class lines, let’s not get distracted by those merely making noise to score political points.

Let’s dig a  little deeper and determine who is not keeping up along our economic landscape . . . and why?  (more…)

Christie on Education: “How Disgusted I Am”

Posted by Larry Doyle on February 10th, 2012 3:41 PM |

I wrote earlier today about the need for those in college to “not let their classwork get in the way of their education.”

That said, in order to get to college or ahead in the world in the first place, each and every child in our nation needs a quality secondary education.

They are not getting it.

Obviously, family structure and other factors play a significant role in our children’s well being and development; however, when we have urban graduation rates of approximately 50%, education in many cities is largely in name only. From where do you think large percentages of our prison populations come? (more…)

Very Disturbing UPDATE: Student Loan Bubble and Seeking Arrangements

Posted by Larry Doyle on August 4th, 2011 7:11 AM |

I have a soft spot for those within our society whom I believe are preyed upon and ultimately victimized by the perils and pitfalls of modern day finance.

I fully appreciate that people need to be held responsible for their personal behaviors and decisions, but we need to acknowledge that the tangled financial web that our nation has woven has placed many members of our society in untenable positions.

The story I address today is perhaps one of the saddest I have encountered since launching Sense on Cents in early 2009.  (more…)

Bill Gates Attacks Fraudulent Accounting for Public School Pensions

Posted by Larry Doyle on July 13th, 2010 9:55 AM |

Bill Gates

Isn’t education supposed to be about the kids? Then how has our nation allowed political operatives in states, cities, and towns throughout our land to develop and manipulate accounting standards to benefit public employees within our school systems at the expense of our future generations?

Go ahead and rail on me as just another fiscal conservative who does not fully appreciate the dynamics of public education, especially in urban settings. I will respond with a strident, CHALLENGE!!  Why? (more…)

Eli Broad on Education: “The American Public Doesn’t Get It”

Posted by Larry Doyle on May 4th, 2010 2:36 PM |

I feel strongly that the very future of our country is directly tied to the quality of our secondary schools. How are we doing? Not very well. The United States has plummeted in terms of educational rankings over the last few decades.

While I have written on this topic periodically, let’s listen to a Bloomberg interview with Eli Broad on U. S. Education. Eli Broad and his wife Edythe are renowned philanthropists. The Broad Foundation does tremendous work. During this brief interview, Broad hits hard on the issues of families, educational management, and the fact that America has become “fat, dumb, happy.”

The truth may hurt, but if our nation wants to make progress we had better face the truth head on. I thank Eli Broad for speaking so bluntly on one of the most important topics impacting our future well being.  – LD

Click on the image and then wait a few seconds for the video to load:

Rev. James Meeks Takes on the New Slave Masters

Posted by Larry Doyle on February 23rd, 2010 8:38 AM |

Rev. James Meeks

“We don’t have slave masters,” he said. “We got mayors. But they still the same white people who are presiding over systems where black people are not able . . . to be educated.”

That is some statement.

Who expressed such strong and incendiary outrage? The Reverend James Meeks, founder and senior pastor of Salem Baptist Church in Chicago, the largest African-American church in Illinois.

In my opinion, Meeks did not look to score pure political points in launching into the mayors of our nation. To a very large extent, Meeks is taking on the Democratic Party establishment which has embraced the African-American community and championed their fight. Then why is Meeks railing on the mayors? (more…)

The Case for Student Vouchers

Posted by Larry Doyle on February 8th, 2010 2:00 PM |

Who would not make an investment that can generate a 20% better return at half the overall cost? The appeal of this investment is that it pays increasing dividends in the future. Are you interested? You should be because your tax dollars are being spent at an ever increasing rate to fund a lower returning investment at a higher cost, without the benefits of future dividends but the reality of higher social costs.

I am referring to my major interest in the use of student vouchers for the funding of secondary education. Time and again I come across stories of urban families who are desperate to get their children well educated in hopes of moving on to a better life. These hopes are evidenced by the overwhelming demand for admission to a charter school or access to a student voucher.

Regrettably, the teachers’ unions in our country maintain a stranglehold on the futures of many of our urban youth. How so? The unions’ support for the Democratic Party comes with the price tag of limiting both charter schools and the use of vouchers. What a shame! (more…)

Education Funding Needs Sense on Cents

Posted by Larry Doyle on February 1st, 2010 12:02 PM |

Throwing money at problems is not necessarily a sure-fire fix. That said, without funding many initiatives never truly get off the ground. Money does make the world go round . . . but in what direction, on what axis, and at what rate?

Let’s enter into one segment of the Washington dynamic that is receiving increased funding — education. I concur with President Obama that quality secondary education is vitally necessary to address our long term social and fiscal problems.

In President Obama’s State of the Union speech last week, he referenced that he does not want to be in second place behind China, India, or any other nation in the world. Well, if we employ a little truth in advertising here, President Obama should have highlighted that the United States educational rankings currently place us 18th of the top 25 industrialized nations.   (more…)

Sense on Cents Goes Back to School

Posted by Larry Doyle on January 31st, 2010 10:40 AM |

One of my goals at Sense on Cents is to leverage my Wall Street background and experience to help those currently in school gain a greater understanding of the markets and the economy. In addition, I have always garnered great satisfaction in providing mentoring and career advice to students at both the graduate and undergraduate levels.

Why do I raise this topic now? Maybe it is the economy, maybe it is the growth of Sense on Cents, but I have also been receiving positive feedback from people coming to the site from colleges and universities around the country. I am quite pleased by this development and I sincerely hope that students utilize my Career Planning link. The material there has received rave reviews.

Financial Primers (right sidebar), links to Economic All-Stars (left sidebar), and the extensive library that has been created from my writing provides a trove of information for students and others who are interested in more effectively navigating the economic landscape.

For those students visiting Sense on Cents regularly, please share the site with your friends. Please also know that I am always open to presentations and/or conference calls to groups.

If you do not immediately find what you are looking for, do not hesitate to ask.

Collectively, we can all help each other succeed during these challenging times.

Class dismissed.

LD






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