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In September 2012 Larry Doyle and a longtime associate founded DM Income Advisors, an investment advisory firm focused on generating a meaningful  level of tax-exempt income. DM Income Advisors has a strategic partnership with an asset management firm uniquely positioned and qualified in the management of high-yield tax-exempt investments.

Larry’s first book In Bed with Wall Street: The Conspiracy Crippling Our Global Economy was published in January 2014 by Palgrave MacMillan. After publication, Larry has been widely engaged by many media outlets. His talk to launch his book in Washington DC was taped by CSPAN BookTV and has aired multiple times. Among his many talks, he has been invited to speak at the largest libraries in our nation, specifically The Boston Public Library, New York Public Library, and Library of Congress. The book has been recognized by the Project on Government Oversight as one of ten Books That Matter.

Larry embarked on his Wall Street career in 1983 as a mortgage-backed securities trader for The First Boston Corporation. While there he was involved in the growth and development of the secondary mortgage market from its near infancy.

After close to 7 years at First Boston, Larry joined Bear Stearns in early 1990 as a mortgage trader. In 1993, Larry was named a Senior Managing Director at the firm. He left Bear to join Union Bank of Switzerland in late 1996 as Head of Mortgage Trading. In 1998, after 15 years of trading and precipitated by Swiss Bank’s takeover of UBS, Larry moved from trading to sales as a senior salesperson at Bank of America. His move into sales led him to the role as National Sales Manager for Securitized Products at JP Morgan Chase in 2000. He was integrally involved in developing the department, directly hiring  40 salespeople, implementing a variety of sales programs, and growing revenues exponentially. He left JP Morgan in 2006.

Throughout his career, Larry eagerly engaged clients and colleagues. He has mentored dozens of junior colleagues, recruited at a number of colleges and universities, and interviewed hundreds. He has also had extensive public speaking experience. Additionally, Larry served as Chair of the Mortgage Trading Committee  for the Public Securities Association (PSA) in the mid-90s.

While engaged in private enterprise, some not-for-profit work, and prior to becoming President of Greenwich Investment Management (2010-2011), in fall 2008 Larry was invited by the folks at NoQuarter to write on the economy, markets and global finance.

As a contributing writer at NoQuarter, Larry realized the scale provided by the internet allowed him to leverage his experience and insights from Wall Street to a much broader audience. In so doing, Larry was able to meld his professional experience with his personal interests to provide a service and product which he believes is in short supply and great demand.To that end, welcome to Sense on Cents.

Sense on Cents, launched in January 2009, looks to deliver an understanding of the economy, markets, and global finance to a wide audience. From people who have little to no understanding of these topics to Wall Street veterans and graduate level professors, Larry looks to deliver insights and perspectives from an individual who has honed market based instincts for the last 30 years.

Sense on Cents covers a wide array of topics with particular emphasis on issues relating to investor education and investor protection. Additionally, Sense on Cents looks to scale Larry’s mentoring, interviewing, and recruiting experiences during his career.

Larry is a contributing author for a number of news outlets and financial sites including the widely read Seeking Alpha, Before It’s News, eWallstreeter, Talk Markets, Benzinga, CNN/Fortune, All Economists, Investing.com, UDForex, and Wall Street Pit, a financial website with authors from leading global universities, central banks and private enterprise.

He has appeared on CSPAN BookTVFox Business News- America’s Nightly Scoreboard, Fox Business-Lou Dobbs, CNBC Street Signs with Mark HainesCNBC Street Signs with Erin Burnett, RT The Big Picture with Thom Hartmann, RT Boom and Bust, EuroNewsChina Central TV, Bloomberg Taking StockAl Jazeera English, and numerous radio stations around the country.

Larry has been quoted by many periodicals including Bloomberg, the Associated Press, Reuters, the Los Angeles Times, Rolling Stone, Huffington Post, and the German periodicals Handelsblatt and Die Zeit.

His work has been featured in Bloomberg Businessweek, Chicago Sun-Times, the Financial Times, Forbes, CNN/Fortune, New York Daily News, New York Post, the Tribune family of newspapers, The Wall Street Journal, Yahoo! Finance, CBS News/Money Watch, MarketWatch, the Atlas Economic Research Foundation, the financial magazines Waters and The Deluxe Knowledge Quarterly, the UK-based eFinancial Careers, On Wall Street, Financial Planning, and Bank Investment Consultant. Additionally, Larry’s work has been highlighted as a resource by the Washington based Investment Advisers Association and as a resource link for the Independent Bankers Association of Texas.

Larry is prominently profiled for his writing on the auction-rate securities scandal in the book Ruthless, written by Phil Trupp and published by John Wiley and Sons. His writing on the ARS debacle led to his being interviewed at length for a PBS documentary.

Larry was the lead interview for the June 2012 issue of The Register published by the International Association of Registered Financial Consultants (IARFC).

In February 2012, Larry and his work at Sense on Cents were profiled by Al Lewis of Dow Jones. Al’s commentary, Wall Street Insider Blasts His Industry, ran at MarketWatch, Fox Business, and numerous other outlets. LD said,

“The country needs Wall Street. It needs a flow of capital and credit, but when politicians get paid off, you end up with a regulatory system that protects the industry rather than investors.”

“I’m just trying to help people understand what’s going on here,” he said. “If that’s critical of the industry, well, let’s put it this way, there’s been a lot to write about.”

Sense on Cents was voted as the Best Financial Blog of 2012.

In January 2013 and then again in January 2014, Larry addressed The Monday Meeting, a monthly gathering of leading conservative businesspeople,  thinkers, politicians, and media representatives in New York City.

Larry has provided extensive insights and information to not for profit entities focused on exposing government waste, fraud, and corruption. Larry has also been called upon and shared his work and findings with the chairman’s office of the House Oversight and Government Reform Committee.

He has spoken at a number of colleges, universities, and seminars on an array of financial topics. He is a member of the Advisor Research Forum.

Larry graduated Cum Laude, Phi Beta Kappa from the College of the Holy Cross in 1983. While at Holy Cross, Larry spent a semester in Freiburg, West Germany studying the European Economic Community.

Away from Wall Street, Larry gives freely of his time to help students from middle school to graduate school. He is heavily involved in church and town activities dedicated to youth. He chaired the Holy Cross Leadership Council of New York which raises funds for Holy Cross student internships and financial aid. He founded and now chairs the Holy Cross Gridiron Leadership Council to support the Crusader football program. As part of the HCGLC’, Larry formed and launched a formal mentoring program that has led to countless internships and job opportunities for Crusader student-athletes. Additionally, he has taught a class on the capital markets in a summer business program.

Larry has been happily married for 26 years. He and his wife have 4 children.

You can contact Larry at senseoncents@aol.com

 








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