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Obamacare ‘Shop and Browse’: Incredibly Misleading

Posted by Larry Doyle on October 23, 2013 9:51 AM |

If it were not Uncle Sam but a private entity that put forth “incredibly misleading” pricing quotes for health insurance, do you think The Better Business Bureau might pay them a visit and hit them with a fine if not far worse than that? No doubt.

Prevailing market forces typically enact incredibly punishing force on entities engaged in such practices so as to often put them out of business. But having dispensed with the basic tenets of prevailing market forces within this realm, the American public is forced to bend over once again under the weight of Uncle Sam’s heavy hand.

I recommend you put your coffee down and clear your desk of sharp objects prior to viewing this brief clip recently released by CBS News:

As one individual in the blogosphere commented, Obamacare encompasses “all the efficiency of the Post Office with the compassion of the IRS.”

Lies, lies, and more lies is no way to run a healthcare system let alone a country.

Navigate accordingly.

Larry Doyle

Please pre-order a copy of my book, In Bed with Wall Street: The Conspiracy Crippling Our Global Economy, that will be published by Palgrave Macmillan on January 7, 2014.

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I have no business interest with any entity referenced in this commentary. The opinions expressed are my own. I am a proponent of real transparency within our markets so that investor confidence and investor protection can be achieved.

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  • KD

    The only thing surprising in this report is that CA sounds like they may have done it correctly…..

  • Always Learning

    From an article at CNNMoney:

    Experts say the major problems with the Obamacare website can’t reasonably be solved before the end of 2013, and the best fix would be to start over from scratch. . . .

    “Projects that are done rapidly usually have a lot of [repetitive] code,” said Arron Kallenberg, a software engineer and tech entrepreneur. “So when you have a problem, instead of debugging something in a single location, you’re tracking it down all through the code base.”
    To put 500 million lines of code into perspective, it took just 500,000 lines of code to send the Curiosity rover to Mars. Microsoft’s (MSFT, Fortune 500) Windows 8 operating system reportedly has about 80 million lines of code. And an online banking system might feature between 75 million and 100 million lines. A “more normal range” for a project like is about 25 million to 50 million lines of code, Kennedy said.
    “The [500 million lines of code] says right off the bat that something is egregiously wrong,” said Kennedy. “I jumped back when I read that figure. It’s just so excessive.”

    But the Obamacare website has bigger problems than simply getting people registered for health care. The code is also riddled with security holes, according to Kennedy, who outlined his cybersecurity concerns on Trusted Sec’s company blog. . .

    “If someone can’t register, that’s obviously bad — but if the information gets hacked, you’re talking about one of the biggest breaches in American history,” Kennedy said. “I think security is an afterthought at this point.”

    What a mess.

  • You can’t build a castle without a solid foundation.

    Similarly, you can’t expect the Affordable Care Act to succeed without first building an effective organization and strong leadership team, or the Department of Defense (DoD) to achieve audit readiness without first implementing effective policy management, or the Department of Veterans Affairs (VA) to implement an electronic health record system without first improving internal policies and practices.

    The Affordable Care Act and its website is not the only federal program failing the public.

    In the 2012 U.S. Department of Defense (DoD) Financial Report, agency leadership recognized 35 material weaknesses and stated, “many of our systems are old and handle or exchange information in ways that do not readily support strong financial management.”

    A recent investigation shows the Department of Veterans Affairs (VA) and the Department of Defense (DoD) spent at least $1.3 billion during the last four years trying unsuccessfully to develop a single electronic health-records system between the two departments — leaving veterans’ disability claims to continue piling up in paper files across the country.

    The federal government has used taxpayer dollars to deploy a number of resources to oversee federal programs that could be leveraged to foster a high-performance culture, including:
    – Office of Personnel Management (OPM) Federal Employee Viewpoint Survey
    – Office of Special Counsel (OSC) E-Filing System
    – Federal Code of Ethics

    Unfortunately, these resources do not share information. Consolidating these resources would make it possible to implement and maintain a high performance culture throughout the federal government to better serve the public.

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