Obamacare Personal Story
Posted by Larry Doyle on October 30, 2013 12:48 PM |
With Secretary of Health and Human Services Kathleen Sebelius taking center stage this morning to address the train wreck that defines the roll out of Obamacare, the lives of countless citizens in our nation are being impacted like never before.
Who in our nation would not want comprehensive and affordable coverage for all our citizens? The question is, obviously, how to attain that?
Do I think President Obama intentionally misled the American public that they could continue their health care coverage if they liked it so as to sell Obamacare? Yes, I do. Why? I think that like many a politician from both sides of the aisle our President believes the ends justify the means. Yet, let’s dispense with the politicking and finger pointing and look at the trauma facing an individual family from an Obamacare site launched to solicit stories such as this:
Thank you for the opportunity to share our story.
Facts: we are a family of 4 living in the middle class bracket. Our daughter (4 yrs old) has Down Syndrome.
My husband and I make an average gross income of 150K annually. He is self employed and I work as a professional.
Prior to Obamacare we could afford all medical/therapy related Needs for our daughter.
Post Obamacare we cannot and have bills coming at us weekly from any doctor/hospital or lab/therapist that we see in a given month.
It is not my daughter’s fault that she needs help so I take full responsibility for her needs and care. Unfortunately, even with all other living arrangements being equal, I have lost 8,000 in income to out of pocket expenses and that amount is what I have been able to pay out of pocket. I am now on a payment plan with 4 providers because I can’t pay them. This is after insurance offered by my company and my investment of 3,500 into flex spending has been used up.
I now am having to consider cutting therapy sessions (she has apraxia) and we want her to have the help she needs to learn to speak but the bills aren’t getting paid because of limits in care by my firm and me being able to pay the bills for more care and not having income left to do so.
Finally, next year the limit for flex spending is going from 8,000 to 2,500. This is honestly unimaginable to those of us trying to care for our own. This is by far the biggest shock as you would expect more help not 40% less!
I am meeting with a social worker next week to determine if working hard and having an income is a detriment to my daughter’s ability to qualify for the care she needs. If I make less money and can qualify for government help and let my fellow Americans pay a portion, I will likely have no choice but to do it because my purpose in life is to care for my children who cannot do it themselves.
This has been a very depressing 2 years as Obamacare in the short term has dramatically changed our way of living and providing for our family.
While I am trying to remain optimistic, the results speak volumes to me as a citizen.
I beg you to consider my example, as there are 1,000’s of my story out there and there will be more and more as companies change their healthcare plans to reflect the market trend.
I do not want to ask my fellow Americans to pay my bills through Medicaid and I do not want to give up my career just to qualify to get her the help she needs either. There has got to be a better way and this current system isn’t it.
And how does the representative of Obamacare respond to the plight of this troubled woman?
ANSWER: Coming Soon
Coming soon? As in “trust us?”
Do you trust Uncle Sam to deliver quality and affordable healthcare for every citizen in our nation? Or will Obamacare be little more than a government program that runs with all the efficiency of the Post Office and compassion of the IRS?
All comments and personal stories encouraged and appreciated.
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I have no business interest with any entity referenced in this commentary. The opinions expressed are my own. I am a proponent of real transparency within our markets so that investor confidence and investor protection can be achieved.