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Posts Tagged ‘college education’

What Great School Is Offering 20% Cut in Tuition?

Posted by Larry Doyle on May 31st, 2012 7:43 AM |

I am convinced that private colleges and universities will get increasingly squeezed financially over the coming years.

Families are clearly under heightened pressures from both an income and cost of living standpoint. Those pressures are already being factored into the equation as to where to send the kids to college. The prospect of a 50+k/year ticket for a private education looks very unappealing.

Well, one very highly regarded university clearly gets it and has made an aggressive move in dealing with this current market reality. This most competitive institution just launched a program in which undergraduates can get their degree in three years and effectively save 20% in the process. That’s a major market move which will clearly put pressure on its competition.

What school did this and who deserves the credit? (more…)

Are Student Loans an Impending Bubble? Is Higher Education a Scam?

Posted by Larry Doyle on April 26th, 2011 9:00 AM |

What did we experience in the sub-prime housing debacle?

1. Shoddy underwriting standards for borrowers.
2. A massively flawed system promoted and perpetuated by the Wall Street securitization business.
3. Borrowers overleveraged leading to skyrocketing rates of foreclosures and defaults.
4. A mentality that housing finance could promote a real social benefit and a profitable enterprise.
5. A government backstop and ultimate bailout for investors.
6. An ultimate fiasco for our society as a whole.

Have we learned our lessons from the sub-prime housing nightmare? Could we possibly be going down the same path in another segment of our economy? Yesterday a reader inquired if I had addressed the potential impending fiasco in student loans. This morning I discussed the cost of higher education with my better half. Will our economy be able to generate both the jobs and income levels for students to manage their increasing levels of indebtedness? (more…)






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